Shopping
Imagine for a moment. You go into a shop and up pops an item that you need desperately and you have cash in the bank but not with you, and in the time it takes to get the cash the item would be sold. If only you could have a Merchant Account
Of course you don’t carry large amounts of gp with you because of the High Risk involved if you have to be involved in combat and lose it all.
Perhaps one day Runescape will add an extension to its already fantastic program to incorporate members having a game credit card at maybe a fee charged for every usage. The online credit card processing would be very advantageous to players not willing to take the High Risk of carrying large amounts of cash and still allow them to buy when the opportunity arises.